NO MONEY DOWN USDA LOAN ELIGIBLE! SELLER OFFERING A BRAND NEW ROOF AT LIST PRICE! Welcome to this charming 3/2 concrete block home with NO HOA! This is a spacious single-family concrete block home, offering 1,480 sq. ft. of comfort, convenience, and charm. Built in 2004, the home has a thoughtful layout that blends functionality with style. You'll love the combination of tile flooring in the main living and dining areas, wood laminate in two of the bedrooms, and carpet in the owner's suite. The kitchen comes fully equipped with a refrigerator, stove, microwave, and dishwasher - plus a washer and dryer are included, making this home truly move-in ready. The home is also partially furnished with beds and a dining room table for your convenience. The HVAC is only five years old, and still has 5 yrs. left on the 10 yr. transferable warranty. Enjoy Florida living with both a front and back screened porch - perfect for morning coffee or evening relaxation, bug-free. The fenced back yard offers privacy, play space, and room to garden or entertain. There's even a shed for extra storage and a garage for secure parking. No HOA means no extra fees or restrictions - a rare find. This home is conveniently located near shopping, dining, and everything Lake Wales has to experience. It's ideal for families, first-time buyers, or snowbirds looking for their own slice of sunshine. Don't miss out on this gem! Schedule your private showing today and make this home yours before it's gone.